TD Platinum Travel Visa Card has an annual fee of $89, plus $35 for the first additional cardholder and free for subsequent additional cardholders.

The minimum credit limit for this card is $1,000, and there is no income restriction which is same as the TD Rewards Visa Card. If you are age 18 or above, you are qualified to apply for this card!

This card gives you more perks and benifits than the TD Rewards Cisa Card. This card can be a great choice for college students, young graduates or people who love to travel or looking for a decent annual fee travel card.

You can earn 3 TD rewards points for every $1 in grocery purchases and regular bill payments. You can earn 5 TD rewards points for every $1 in travel purchases made with your card through ExpediaForTD.com, and earn 1 TD rewards point for every $1 on all other purchases made with this card.

You can get a welcome bonus of 15,000 TD rewards points plus if you make another $1,000 purchase with this card within 90 days of account opening, you can also get an additional 45,000 TD points. That's equivalent of $420! Assuming your average monthly spend is $1,000, you could end up earn 93,600 TD rewards points (welcome bonus included), that's a travel value of $468, which can offsets almost 5 annual fees.

		Pros
		- Minimum $1,000 credit limit.
		- 1.5 times points earned than TD Rewards Visa Card.
		- Low threshold to apply.
		- A suite of travel insurance.
		

		Cons
		- Has an annual fee of $89.
		- Less travel benifits.
		- You need to spend roughly $1,000 per month
		  to earn back the annual fee. 
		

Still not satisfied with the points? Earning too slow? Check out the TD First Class Travel Visa Card.